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Mortgage Loan Originator - Remote - Inbound Leads -Purchase, Refinance & VA mailers- Join Hoot.com

April 24, 2026

Mortgage Loan Originator - Remote - Inbound Leads -Purchase and Refinance

Join Hoot.com

Compensation: $171,000 to $500,000 plus per year, commission based with benefits offered

Hoot.com just went live, the wisest new way to buy a house.

Backed by top venture capital and built by proven mortgage operators from Lending Tree and across the industry, Hoot is scaling nationally with a surge of purchase, refinance, and VA refinance demand. Unlike traditional lenders, Hoot is the first brand-first, social-first mortgage company built to give loan officers a steady stream of high-intent opportunities-including exclusive VA mailer leads.

With a bold identity, viral mascot, and brand recognition that rivals the biggest players in the industry. Hoot is creating a category shift. Loan officers can now align with a national brand consumers trust and share-while maximizing income across purchase, refinance, and VA IRRRL and VA cash-out refinance opportunities.

Why Hoot is the Breakthrough for Loan Officers

Exclusive refinance and VA leads
High-intent VA mailer leads supplied directly to your pipeline
Up to 275 bps commission with no cap
Remote & flexible-work from nearly all 50 states
Wisdom University: learn social media, go viral, build a digital brand (many LOs hit 100K+ views in weeks)
If you go viral, Hoot supports your overflow leads-including VA opportunities nationwide
Personalized Hoot website that positions you as the trusted local loan expert
National branding across TV, radio, direct mail, Meta, Nextdoor, plus viral mascot campaigns
Coast-to-coast agent network with flat-fee solutions that improve affordability for buyers
Competitive advantage in bidding wars & affordability challenges- backed by Hoot's national brand power

How You Help Buyers, Sellers and Veterans Win

With Hoot Certified Offers, LOs don't just originate-they solve affordability

Your LO profile featured next to listings you certify
Help sellers attract more buyers with affordability incentives
Provide innovative buy-down mortgage options to reduce monthly payments
Utilize Hoot's platform to assist veterans with smoother, faster VA IRRRL, VA purchase and VA cash-out refinances
Stand out in your market as the expert who helps buyers, sellers and veterans navigate today's high-rate environment

You're not just closing more loans-you're building long-term relationships and owning your local market

What You Will Do

Convert exclusive purchase, refinance, and VA mailer leads into funded loans
Advise borrowers (including veterans) on best loan options and savings strategies
Originate purchase, refinance, and VA loan products in your licensed states.
Guide borrowers through prequal, documents, prequal, and application flow
Partner with Hoot’s systems and support teams to close loans faster.
Build your local reputation with support from Hoot's powerful national brand

Why Loan Officers Are Joining Hoot

6,000+ LOs attended nightly recruiting calls
400 onboarded in 4 months, scaling to 4,000 nationwide
Mortgage creators with 5M+ followers are already on board
Scott Betley, “That Mortgage Guy” with over 1M followers and $200M in social driven volume, joined as Chief Social Media Officer
LOs livestream daily on TikTok, generating massive brand impressions and lead flows
Leadership includes veterans from LendingTree, Rocket, Quicken, Chase, and other billion-dollar mortgage platforms

Requirements

Active State MLO license and NMLS number
Proven track record of funding residential mortgage loans
Experience with VA loans preferred (IRRRL, VA purchase, VA cash-out)
Strong communication and follow up skills
Coachable, driven and ready to grow
Comfortable using digital marketing and social media to build businesses

Why Now

The NAR settlement is reshaping the purchase market. Buyers are demanding transparency and affordability. Sellers need new solutions. Veterans are seeking savings in simplified refinance options

Hoot is the only platform combining:

A $1,950 flat fee in house agent solution
Two one-rate buy -downs
MLS coverage
Viral national brand power
High-intent VA mailer leads
A refinance surge-especially in VA IRRRLs and cash-outs

The result:

More purchase leads. More VA opportunities. More closings. More income.

Next Steps

Apply today. First you will connect with a recruiter, then join a private session with Hoot leadership to review the model, compensation, and onboarding.

Most LOs begin producing in their first week.

Hoot.com

The wisest new way to buy a house.

Job Type: Full-time

Pay: $171,000.00 - $500,000.00 per year

Benefits:

Dental insurance
Health insurance
Vision insurance

Application Question(s):

What is your NMLS #
Do you have past refinance production? (VA preferred)
Do you have experience with VA IRRRLS or VA cash-out refinances?
What states are you actively licensed in?

Work Location: Remote

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...