Investment Associate

Job Summary:Investment Associate

The Investment Associate provides tailored financial guidance by assisting clients with daily banking needs, managing accounts, and recommending appropriate products and investment solutions.

Key Responsibilities:

Business Development:

  • Establish and maintain a consistent SBA business development rhythm, including:
  • Planning call strategies and tracking follow-up actions
  • Conducting client retention calls
  • Prospecting for new clients
  • Engaging in outbound calls to connect with external contacts
  • Participating in networking events
  • Maintain and expand a Center of Influence (COI) network of key community and business leaders to drive referral opportunities
  • Manage sales activities, analyze credit, structure loans, prepare and submit SBA loan packages, conduct client meetings, and assess individual attributes
  • Develop and nurture innovative business relationships to support growth and expansion

Credit & Financial Expertise:

  • Demonstrates proficiency in business credit and financial tools, including:
  • Structuring terms and solutions tailored to business requirements, asset lifecycle, and growth strategies
  • Reviewing financial statements and tax returns to assess creditworthiness and risk
  • Evaluating short- and long-term credit needs based on business cycles and growth plans
  • Educating prospective clients on bank underwriting standards, SBA programs, and relevant regulatory frameworks
  • Collaborating with attorneys, loan closers, and internal teams to ensure timely loan closing and funding
  • Balancing business objectives with client expectations while managing risk exposure
  • Adhering to Seacoast Bank’s Code of Conduct, policies, and ethical standards
  • Mentoring and supporting new SBA lending professionals
  • Ensuring compliance with internal policies and regulatory obligations including BSA, AML, and OFAC
  • Processing loan applications, collecting required client information, and maintaining fair lending practices
  • Handling client inquiries efficiently, escalating issues when necessary

Education & Experience:

  • High school diploma or equivalent required; finance-related college degree preferred
  • Preferred candidates have at least five years of direct SBA lending experience
  • Minimum of 10 years in business development or financial services
  • Strong written, verbal, and interpersonal communication skills
  • Proficient with desktops, laptops, tablets, smartphones, and Microsoft Office Suite applications
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